Introduction

Hi my name is Trevor and I am a Independent Financial Adviser. I have been advising people since the late 80’s, married with 2 grown up children. Since the late 90’s I have run my own company, Fisher Brown.

This is a great medium for finding information for those hard to grasp subjects or those that immediately pick up a book or go to read a newspaper article your eyes glaze over.

From time to time I will post details of money saving tips so that you can guide yourself through the maze of financial services.

Credit Crunch

What better opportunity for evaluate your outgoings:-

Review your mortgage – if you’re not ties in there are some tremendous fixed rates out there various main street lenders, if you have 40% equity in your property e.g. Loan to value 60% you can fixed your mortgage at just over 4%
If you can continue to pay your existing amount when interest rates are dropping, this will reduce your capital.
Fix your mortgage at under 5% for 10 years
You will find all these rates in the national press at the weekend.

All my blogs are my personal opinion and does not constitute as advice.